After a major storm strikes, homeowners are often faced with the decision of whether to repair or fully replace their storm-damaged roof. While a repair may seem like the more affordable option, there are several factors that roofing contractors weigh when deciding which option is best.
This article will explore the key considerations roofing professionals use to determine if a storm-damaged roof requires spot repairs or a complete tear-off and replacement.
Assessment of Damage Severity and Scope
The first step a roofer takes is thoroughly evaluating the severity and scope of the storm damage. They inspect for:
- Missing, cracked, or torn shingles
- Damaged underlayment
- Exposed nail heads
- Leaks
- Loose flashings
- Displaced vents or skylights
- Damage to gutters and downspouts
The roofer also notes whether the damage is isolated or widespread across the roof. If damage is extensive and spans large sections or the entire roof, replacement may be recommended over attempting repairs.
Roof Age and Remaining Useful Life
When a roof has reached the end of its lifespan, replacing it makes more sense than repairing it, even if the damage appears minimal. Most asphalt shingle roofs last 15-25 years, while metal roofs can last 40-70+ years.
If a roof is already near or past its expected lifespan when storm damage occurs, the wisest choice is full replacement with a new roof expected to last decades. Investing in repairs for an aged roof is not the best use of money.
READ ALSO: 7 Roof Leak Early Warning Signs Every Homeowner Should Know
Evaluating Cost Effectiveness
The roofer estimates the costs of recommended repairs versus a full re-roof, and consults with the homeowner on budget.
If the roof is middle-aged, repairs may be a more cost-effective solution. But if the roof is older or has a prior repair history, replacement often gives more value despite the higher initial cost.
Homeowner’s Long-Term Plans
Does the homeowner plan to stay in the home long-term, or are they considering selling soon? For a long-term owner, replacement may make sense, even at greater expense, to gain the benefits of a fresh warranty and decades of useful life from a new roof.
However, for a homeowner selling soon, repairs may suit their needs if they allow the roof to last a few more years until resale. The roofer can advise on the best return on investment for each scenario.
Energy Efficiency Gains
A new roof allows the opportunity to upgrade to more energy efficient materials, which can yield savings on energy bills. If the existing roof is outdated and inefficient, the roofer may recommend a full replacement to improve energy performance.
Urgent Protection Needed
If a roof remains in poor condition before additional storms approach, urgent repairs may be warranted to prevent further damage. In this scenario, full replacement may be recommended later, after the pressing vulnerabilities have been addressed.
Considering All Variables
Experienced roofing contractors weigh all these variables—damage extent, roof age, costs, homeowner’s plans, and needs—to guide them in advising whether repairs or full replacement is the best solution after storm damage.
While the temptation may be to choose the lower-priced option, roofers help homeowners see the bigger picture about when replacement ultimately provides greater value and longevity despite a higher upfront investment.
To Recap
When a roof is compromised by severe storms, the decision between damage repair or full roof replacement should not be taken lightly. There are many important factors that roofing contractors weigh when advising homeowners on the wisest course of action.
While repairs seem like the faster and cheaper fix, replacement is sometimes the smarter long-term investment, especially for aging roofs. In the end, the professional judgment of experienced local roofers should carry significant weight in making this major home improvement decision.
By leaning on the expertise of roofing professionals rather than trying to make the repair-replace decision on their own, homeowners can feel confident they will end up with the right roof solution to optimally protect their home and investment for the long haul.
FAQs About Storm Damaged Roof Repair vs. Replacement
What are signs my storm damaged roof needs replacement rather than repair?
- Damage spans large sections of the roof
- The roof is near or past its age limit
- Prior repairs have been completed
- Interior water damage is visible
- Large amounts of granules in gutters
- Several layers of shingles exist
How much does roof storm damage repair cost compared to replacement?
- Repairs: $300-$5,000+ depending on damage scope
- Replacement: $6,000-$20,000+ depending on roof size, materials and access
Can I get insurance to pay for a full roof replacement after storm damage?
If the damage is extensive enough that repairs cannot reliably fix the issues, your claim adjuster may approve the roof for replacement at their discretion. But minor damage is more likely to be allotted just repair costs.
Does roof color impact the repair vs. replacement decision?
If shingle color cannot be well matched during spot repairs, it may influence the choice to replace the whole roof. Roofers can advise on whether a color mismatch will be conspicuous enough to warrant replacement for a cohesive look.
If my roof is old, should I repair storm damage or replace the roof?
For an aged roof near its lifespan limit, replacement often makes more sense than repairs, especially if damage is beyond just a few shingles. Repairing an old roof is difficult and risks more leaks soon.
Will roof repairs or replacements be covered by insurance if the damage happened before I opened my claim?
No, insurance will only cover storm damage that occurred within the covered timeframe prior to making the claim. Any existing issues will be considered wear and tear.
In another related article, Flat Roof Leaking? Your 5 Best Temporary Repair Options
