Rent vs Buy: Real Estate

Rent vs Buy: Real Estate

When it is time to move out and find a new home, you may ask yourself, “Should I rent, or should I buy?” There are many factors that should be considered when answering this question. Three considerations that are most important in the rent vs buy analysis are the following: Finances Time Freedom Finances: Initial[…]

Options Trading

Options Trading

Options trading can be intimidating from the onset. Investors who purchase an options contract are not buying an equity or stock. Options trading can be speculative, but for a more savvy investor, it is a method to minimize losses and extend gains. What is an option in the first place? An option is a contract[…]

Call Options Trading

Options Trading: Call Options

Options trading allows an investor to take part in an equity investment that trades at a significantly higher share price than the premium of the underlying stock. For example, Alphabet, Inc. is trading at $697.46 per share as of June 22, 2016. To purchase a round lot of 100 shares, an investor would need to[…]

Tax Free Municipal Bonds

Tax-Exempt Municipal Bond

Municipal bonds (munis) are issued by municipalities, states, counties, cities, and other government agencies. These debt obligations are used for funding day-to-day operations and large public projects such as highway repair/retrofitting, construction of public buildings, and facilities that offer services to residents, like sewage and waste management. Investors do not pay federal taxes on the[…]

dogs-of-the-dow

Dogs of the Dow

The Dogs of the Dow is an investment strategy devised by Michael O’Higgins in 2000, when he published Beating the Dow. The strategy has been both praised and criticized for its effectiveness to beat the market. The general idea behind the strategy is to invest in high-yield dividend stocks that have little risk. Mr. O’Higgins[…]

Growth Stock

Growth Stock

A growth stock is a stock that is increasing in value as opposed to providing a steady stream of income in the form of a dividend. Growth stocks tend to have a lower price-to-earnings ratio (P/E) and earnings per share (EPS); in some cases the P/E and EPS can be negative. This makes sense given[…]

Dividend Yield

Dividend Yield Investing

Investing in stocks that distribute dividends is a great way to take advantage of compound interest through a dividend yield. When a publicly traded company earns a profit, it can choose to distribute the profit to the shareholders of the company. Shareholders will receive a dividend if they purchased the stock by the ex-dividend date.[…]

Liability Insurance

General Liability Insurance

General Liability Insurance | What it Covers General liability insurance provides protection for businesses and their owners. This coverage is available for any business providing services or products. General liability will cover a business in the event that a client files a lawsuit against it based on a claim of negligence, error, or omission. The[…]

Homeowners Insurance

Homeowners Insurance

Homeowners insurance is a must for all homeowners. As you might imagine, there are several items that are covered under a typical policy. For instance, most insurance policies will cover: Fire Theft Vandalism Falling objects Heater or cooling system explosion Water pipe failure Artificially generated electrical current Riots Homeowners insurance policies will never cover bodily[…]