Being in good financial standing is one of the most important things that a person can do. A lot of people that have a pretty good budget seem to be a lot happier than the people who don’t. We all know that people have certain obligations, those that may not constitute a lot in the [...]
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Like bankruptcy, an IVA is a form of insolvency and entering into an IVA should not be taken lightly. Although it is a way to write off debts that you are unable to repay within a reasonable time frame, there are a number of serious consequences.
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The first is that you will effectively lose your credit [...]